A lesson

4.3.2kXI

The following is boring: I got bit by a spider and it showed infection almost immediately: Little pink lines growing under my skin. I'd seen this before, so I knew I had to get me some meds. The little lines were growing so fast I knew I had to get meds fast, and as I was away on a micro-vacation, and as it was 7pm and all the Urgent Care facilities were closed, I had no choice but to visit the ER.

The ER took care of me in 3 hrs, 15 min. Pretty good. However, the $2086 they charged me for the procedure was deemed both "too expensive," and a "non-emergency use of an emergency room," so my insurance declined to cover it.

I called my health ins. admin and got the same gal I talk to every now and again. She didn't have to ask my ID number or anything, so she remembered me too. She explained to me that they weren't covering it because "they" don't want "us" going to the ER for non-ER issues. "Where will they have us go?" I asked. "To your doctor or to Urgent Care," she replied. I said, "But I was on vacation and it was in the evening and I got bit by something poisonious ... I had no choice." She said, "oooooooh ... that changed everything. I'll process the claim." "That's it?" I asked. "That's it," she said.

Sweet. A phone call and a cool insurance administrator saved me $2000. That's a lot of beer and LEGOS®!!!!

Tonight - Lone Palm. The only dive I know with crisp, white linen tablecloths.


bye-ee!
whrr ... clik!